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AT A GLANCE:
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FUNCTIONS:
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Entry-level credit card from American Express. The annual fee is reduced by 50% in the first year.
The credit card in detail
For those who want to know exactly.
1 Overview

Card
American Express

Issuer
Swisscard

Currency
CHF

Spending limit
CHF 25'000
2 Credit card

Annual fee
CHF 80.00

Cashback / bonus programme
Optional, but chargeable

Additional card
CHF 40

Cash withdrawal Switzerland
3.75%, at least CHF 5
3 Payment transactions abroad

Purchase abroad
2.5 %

Exchange rate surcharge
Yes

Cash withdrawal
Abroad
3.75%, at least CHF 10
4 Credit card bill

Payment options
eBill, LSV, invoice

Partial payment

Paper invoice
CHF 1.95

Reminder fees
CHF 20.00
Which credit card is right for you?
Compare other credit cards until you have found the right one for you. Free credit cards with cashback or rewards programmes are the most attractive, as they allow you to reap additional benefits with every purchase. You can find out why this still pays off for credit card companies here.
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