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Credit card
Swisscard Cashback Cards credit card


5
/ 5
UBS key4 credit card standard card

1
/ 5
Overview

Card
Card duo of American Express + Visa / Mastercard

Issuer
Swisscard

Currency
CHF

Spending limit
CHF 10'000

Card
Mastercard

Issuer
UBS

Currency
CHF

Spending limit
CHF 5'000
Credit card

Annual fee
CHF
0

Cashback /
bonus programme
Cashback

Additional card
Free of charge

Cash withdrawal
Switzerland
3.75%, at least CHF 5

Annual fee
CHF
200

Cashback /
bonus programme
UBS Key Club

Additional card
CHF 50

Cash withdrawal
Switzerland
4%, at least CHF 10
Payment transactions abroad

Purchasing abroad
CHF
2.5

Exchange rate premium
Yes

Cash withdrawal
Abroad
3.75%, at least CHF 10

Purchase abroad
CHF
0

Exchange rate premium
0.5%

Bargeldbezug
Ausland
4%, at least CHF 10
Credit card invoice

Payment options
eBill, LSV, invoice

Payment in instalments (%)
13

Paper invoice
CHF
1.95

Reminder fees
CHF
30

Payment options
eBill, LSV, invoice

Payment in instalments (%)
13

Paper invoice
CHF
1.8

Reminder fees
CHF
30
Description of the
Credit card
The Cashback Cards consist of a card duo (American Express and either a Mastercard or Visa credit card). The credit cards are permanently free and you even receive cashback.
In the first three months, you receive 5% Welcome Cashback (up to a total amount of CHF 100) on payments made with American Express.
Insurances
Goods return insurance
Bonus programme
You receive 1% cashback with the American Express card and 0.25% cashback with Visa or Mastercard. The accumulated cashback amount is automatically credited once a year.
Credit card
Standard credit card of the digital banking package key4. The annual fee is reduced by 50% in the first year.
Insurances
Travel and flight accident insurance; cancellation costs and trip interruption insurance, flight delay; baggage; foreign medical expenses; search and rescue costs and repatriation
Bonus programme
With the KeyClub bonus programme, KeyClub points can be collected and then exchanged for vouchers or non-cash rewards in the rewards shop. You receive two KeyClub points for every CHF 1,000 spent.