Compare credit cards
Overwhelmed by the large selection of Swiss credit cards? Compare your favourites easily and clearly side by side with our comparison function.
back to all credit cards >
Choose credit cards for comparison:
Credit card
Swisscard Cashback Cards credit card
5
/ 5
UBS key4 credit card standard card
1
/ 5
Overview
Card
Card duo of American Express + Visa / Mastercard
Issuer
Swisscard
Currency
CHF
Spending limit
CHF 10'000
Card
Mastercard
Issuer
UBS
Currency
CHF
Spending limit
CHF 5'000
Credit card
Annual fee
CHF
0
Cashback /
bonus programme
Cashback
Additional card
Free of charge
Cash withdrawal
Switzerland
3.75%, at least CHF 5
Annual fee
CHF
200
Cashback /
bonus programme
UBS Key Club
Additional card
CHF 50
Cash withdrawal
Switzerland
4%, at least CHF 10
Payment transactions abroad
Purchasing abroad
CHF
2.5
Exchange rate premium
Yes
Cash withdrawal
Abroad
3.75%, at least CHF 10
Purchase abroad
CHF
0
Exchange rate premium
0.5%
Bargeldbezug
Ausland
4%, at least CHF 10
Credit card invoice
Payment options
eBill, LSV, invoice
Payment in instalments (%)
14
Paper invoice
CHF
1.95
Reminder fees
CHF
30
Payment options
eBill, LSV, invoice
Payment in instalments (%)
13
Paper invoice
CHF
1.8
Reminder fees
CHF
30
Description of the
Credit card
The Cashback Cards consist of a card duo (American Express and either a Mastercard or Visa credit card). The credit cards are permanently free and you even receive cashback.
In the first three months, you receive 5% Welcome Cashback (up to a total amount of CHF 100) on payments made with American Express.
Insurances
Goods return insurance
Bonus programme
You receive 1% cashback with the American Express card and 0.25% cashback with Visa or Mastercard. The accumulated cashback amount is automatically credited once a year.
Credit card
Standard credit card of the digital banking package key4. The annual fee is reduced by 50% in the first year.
Insurances
Travel and flight accident insurance; cancellation costs and trip interruption insurance, flight delay; baggage; foreign medical expenses; search and rescue costs and repatriation
Bonus programme
With the KeyClub bonus programme, KeyClub points can be collected and then exchanged for vouchers or non-cash rewards in the rewards shop. You receive two KeyClub points for every CHF 1,000 spent.