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Account
Zak


5
/ 5
UBS private account

1
/ 5
Overview

Interest
0.1
%

Account opening
CHF
0

Account management
(per month)
CHF
0

Account closure
CHF
0

Withdrawal limit
None

Account statement
monthly
Free of charge

Interest
0
%

Account opening
CHF
0

Account management
(per month)
CHF
5

Account closure
CHF
0

Withdrawal limit
None

Account statement
monthly
Free of charge
Payment transactions in Switzerland

Receipt of payment
(per receipt)
CHF
0

Outgoing payments
(per payment)
CHF
0

LSV & eBill
Free of charge

Standing order
(per execution)
CHF
0

Receipt of payment
(per receipt)
CHF
0

Outgoing payments
(per payment)
CHF
0.3

LSV & eBill
CHF 0.30 per execution

Standing order
(per execution)
CHF
0.3
Payment transactions abroad

Receipt of payment
(per receipt)
CHF
0

Outgoing payments
SEPA free of charge, other foreign payments not possible

Receipt of payment
(per receipt)
CHF
0

Outgoing payments
SEPA CHF 0.30, otherwise CHF 5
Bank card

Annual debit card fee
Free of charge

Purchasing Switzerland
(per transaction)
CHF
0

Purchasing abroad
2% of the transaction amount

Cash withdrawal Switzerland (CHF)
Free of charge at Bank Cler, other banks CHF 2 per withdrawal

Cash withdrawal abroad
CHF 5 per withdrawal

Annual debit card fee
CHF 50

Purchasing Switzerland
(per transaction)
CHF
0

Purchasing abroad
2 % of the purchase amount, but at least CHF 1

Cash withdrawal Switzerland (CHF)
Free of charge at our own ATMs, CHF 2 at third-party ATMs

Cash withdrawal abroad
CHF 5 per withdrawal
Description
Account
Private account "Zak". This is a digital product that is operated exclusively via an app. Account management and payment transactions in Switzerland are free of charge.
Rating
Zak achieves a very good result, as account management and payment transactions in Switzerland are free of charge and interest is also paid.
Miscellaneous
Zak can be opened from a minimum age of 15 years. Bank Cler does not have its own Twint app, so only Twint Prepaid can be used with "Zak". 0.1% interest up to CHF 25,000. 0.75% interest for up to CHF 100,000 with "Zak Sparen".
Account
UBS private account. Account management fee of CHF 5 for electronic delivery of bank documents, CHF 9 for bank documents in paper form. Annual debit card fee CHF 50.
Rating
No special features
Miscellaneous
With total assets of over CHF 10,000 or a mortgage, the account management fee is reduced to CHF 3 per month or CHF 7 with bank documents in paper form.
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