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Compare private accounts

Overwhelmed by the large selection of Swiss private accounts? Compare your favourites easily and clearly side by side with our comparison function.

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Compare private accounts, two debit cards

Account

Yuh account

Debit card Yuh
Yuh promotional code, Yuh code, Yuh promo code, Yuh voucher code
5

/ 5

average rating is 5 out of 5

UBS private account

Debit card UBS private account
1

/ 5

average rating is 1 out of 5

Opening

Overview

Interest

Interest

1

%

Account opening icon

Account opening

CHF

0

Account management icon

Account management
(per month)

CHF

0

Account closure icon, account balancing icon

Account closure

CHF

0

Icon withdrawal limit

Withdrawal limit

None

Monthly account statement icon

Account statement
monthly

Free of charge

Interest

Interest

0

%

Account opening icon

Account opening

CHF

0

Account management icon

Account management
(per month)

CHF

5

Account closure icon, account balancing icon

Account closure

CHF

0

Icon withdrawal limit

Withdrawal limit

None

Monthly account statement icon

Account statement
monthly

Free of charge

Payment transactions in Switzerland

Icon Incoming domestic payment

Receipt of payment
(per receipt)

CHF

0

Outgoing domestic payment icon

Outgoing payments
(per payment)

CHF

0

Icon LSV

LSV & eBill

LSV not available, eBill free of charge

Standing order icon

Standing order
(per execution)

CHF

0

Icon Incoming domestic payment

Receipt of payment
(per receipt)

CHF

0

Outgoing domestic payment icon

Outgoing payments
(per payment)

CHF

0.3

Icon LSV

LSV & eBill

CHF 0.30 per execution

Standing order icon

Standing order
(per execution)

CHF

0.3

Payment transactions abroad

Incoming foreign payment icon

Receipt of payment
(per receipt)

CHF

0

Outgoing foreign payment icon

Outgoing payments

SEPA free of charge, otherwise CHF 4

Incoming foreign payment icon

Receipt of payment
(per receipt)

CHF

0

Outgoing foreign payment icon

Outgoing payments

SEPA CHF 0.30, otherwise CHF 5

Bank card

Icon Annual fee debit card

Annual debit card fee

Free of charge

Icon Purchase Switzerland, Purchase domestic debit card costs

Purchasing Switzerland
(per transaction)

CHF

0

Icon Purchase abroad, Purchase abroad debit card costs

Purchasing abroad

No fees for purchases in foreign currency, exchange fee in the app 0.95 %

Icon cash withdrawal Switzerland, ATM Switzerland

Cash withdrawal Switzerland (CHF)

1 withdrawal per week at all ATMs free of charge, CHF 1.90 for each additional withdrawal

Icon cash withdrawal abroad, ATM abroad

Cash withdrawal abroad

CHF 4.90 per withdrawal

Icon Annual fee debit card

Annual debit card fee

CHF 50

Icon Purchase Switzerland, Purchase domestic debit card costs

Purchasing Switzerland
​(per transaction)

CHF

0

Icon Purchase abroad, Purchase abroad debit card costs

Purchasing abroad

2 % of the purchase amount, but at least CHF 1

Icon cash withdrawal Switzerland, ATM Switzerland

Cash withdrawal Switzerland (CHF)

Free of charge at our own ATMs, CHF 2 at third-party ATMs

Icon cash withdrawal abroad, ATM abroad

Cash withdrawal abroad

CHF 5 per withdrawal

Description 

Account

Yuh private account with Swissquote Bank as the account-holding bank. This is a digital product and is operated exclusively via app. Account management, debit card and payment transactions in Switzerland are free of charge.

Rating

Yuh scores maximum points because account management and payment transactions in Switzerland are free of charge and one cash withdrawal per week from any ATM in Switzerland is also free of charge.

Miscellaneous

Yuh can be opened from a minimum age of 18.

Yuh has its own Twint app and allows you to invest in selected shares, ETFs and cryptocurrencies at attractive conditions.

Account

UBS private account. Account management fee of CHF 5 for electronic delivery of bank documents, CHF 9 for bank documents in paper form. Annual debit card fee CHF 50.

Rating

No special features

Miscellaneous

With total assets of over CHF 10,000 or a mortgage, the account management fee is reduced to CHF 3 per month or CHF 7 with bank documents in paper form.

Apple Pay, Google Pay and Samsung Pay not available.

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