Compare private accounts
Overwhelmed by the large selection of Swiss private accounts? Compare your favourites easily and clearly side by side with our comparison function.
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Account
Yuh account
5
/ 5
Bank CIC private account
1
/ 5
Overview
Interest
0
%
Account opening
CHF
0
Account management
(per month)
CHF
0
Account closure
CHF
0
Withdrawal limit
None
Account statement
monthly
Free of charge
Interest
0.03
%
Account opening
CHF
0
Account management
(per month)
CHF
8.33
Account closure
CHF
0
Withdrawal limit
CHF 500,000 per year, for higher amounts 3 months' notice, otherwise 0.5% fee
Account statement
monthly
Digital statement free of charge, paper statement CHF 5 each
Payment transactions in Switzerland
Receipt of payment
(per receipt)
CHF
0
Outgoing payments
(per payment)
CHF
0
LSV & eBill
LSV not available, eBill free of charge
Standing order
(per execution)
CHF
0
Receipt of payment
(per receipt)
CHF
0
Outgoing payments
(per payment)
CHF
0
LSV & eBill
Free of charge
Standing order
(per execution)
CHF
0
Payment transactions abroad
Receipt of payment
(per receipt)
CHF
0
Outgoing payments
SEPA free of charge, otherwise CHF 4
Receipt of payment
(per receipt)
CHF
0
Outgoing payments
SEPA free of charge, otherwise CHF 4
Bank card
Annual debit card fee
Free of charge
Purchasing Switzerland
(per transaction)
CHF
0
Purchasing abroad
No fees for purchases in foreign currency, exchange fee in the app 0.95 %
Cash withdrawal Switzerland (CHF)
1 withdrawal per week at all ATMs free of charge, CHF 1.90 for each additional withdrawal
Cash withdrawal abroad
CHF 4.90 per withdrawal
Annual debit card fee
CHF 48
Purchasing Switzerland
(per transaction)
CHF
0
Purchasing abroad
Exchange rate premium of 1.5 %
Cash withdrawal Switzerland (CHF)
Free of charge at own ATMs and once a month at third-party ATMs, CHF 2 for each additional withdrawal at third-party ATMs
Cash withdrawal abroad
CHF 5 per withdrawal
Description
Account
Yuh private account with Swissquote Bank as the account-holding bank. This is a digital product and is operated exclusively via app. Account management, debit card and payment transactions in Switzerland are free of charge. In the "Savings" section you receive 0.1%.
Rating
Yuh achieves a very good result, as account management and payment transactions in Switzerland are free of charge and one cash withdrawal per week from any ATM in Switzerland is also free of charge.
Miscellaneous
Yuh can be opened from a minimum age of 14.
Yuh has its own Twint app and allows you to invest in selected shares, ETFs and cryptocurrencies at attractive conditions.
Account
Private account Bank CIC. Account management fee of CHF 25 per quarter. Annual debit card fee CHF 48.
Rating
No special features
Miscellaneous
Withdrawal limit of CHF 500,000 per year, three-month cancellation period for higher amounts.
Bank CIC does not have its own Twint app, so Twint Prepaid can be used.