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PostFinance Smart private account

PostFinance debit card

2.8

/ 5

average rating is 2.8 out of 5

5.9.24

Updated on:

AT A GLANCE:

+

Regulated in Switzerland, deposit protection

–

Account management fee, fees

no interest, no interest

FUNCTIONS:

+

Apple Pay

Twint

E-banking, banking app

eBill, LSV, standing order

–

No Google Pay, no Samsung Pay

Smart private account from PostFinance. Account management costs CHF 5 per month. The debit card is free of charge.

The account in detail

For all those who want to know exactly.

1 Overview

Interest

0 %

Account opening

CHF 0.00

Account management

per month

CHF 5.00

Account closure

CHF 0.00

Withdrawal limit

None

Account statement

Digital statement free of charge, CHF 5 per month for paper statements

2 Payment transactions in Switzerland

Receipt of payment

per receipt

CHF 0.00

Outgoing payments

per payment

CHF 0.00

LSV & eBill

Free of charge

Standing order

CHF 0.00

3 Payment transactions abroad

Receipt of payment

per receipt

CHF 0.00

Outgoing payments

SEPA free of charge, otherwise CHF 2

4 Bank card

Annual debit card fee

Free of charge

Purchase
Switzerland

per transaction

CHF 0.00

Purchase
abroad

1.5 % processing surcharge

Cash withdrawal
Switzerland

Free of charge at PostFinance, CHF 2 per withdrawal at other banks

Cash withdrawal
abroad

CHF 5 per withdrawal

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